The Trillion Dollar Christmas - How Consumer Spending Is Reshaping Markets: The Weekly Sift Stack - 12.22.2025 (Issue 8)

This material is for educational purposes only and is not intended to provide specific investment advice or recommendations. Investing involves risk, including loss of principal. Any forward-looking statements or expectations regarding company earnings are based on publicly available analyst estimates and are not predictions or guarantees of future performance.

To access all social media links, please scroll to the bottom.

Sift Stack Christmas Special

Merry Christmas! We hope you’re enjoying a wonderful holiday season. Today marks our first-ever Sift Stack Christmas Special. In this episode, Lucas and CJ break down the latest trends in consumer spending and what they are signaling about the market as we head into 2026. They dive into some of the most popular names in discretionary spending, highlighting some companies that outperformed, and a few that lagged this year. It is a timely look at how holiday spending has shaped winners and losers across the space. We hope you enjoy this special Christmas episode and thank you for being part of the Sift Stack community this holiday season.

Index Tracker Year To Date: 12/19/2025 Market Close

• S&P 500 TR: 17.99%

• NASDAQ: 20.31%

• Russell 2000 TR: 15.42%

• MSCI International EAFE TR: 30.59%

• Bloomberg US Aggregate Bond Index: 7.31%

• 10-Year Treasury Yield: 4.169%

• 30-year Mortgage Rate: 6.21%

• Gold: 67.32%

• Bitcoin: (9.66)%

• US Dollar Index: (9.05)%

• Core Inflation 11.30.2025:

  • Year Over Year: 2.6% - 11.30.2025

  • Month Over Month: 0.2% - 9.30.2025

• Consumer Price Index 11.30.2025:

  • Year Over Year: 2.7% - 11.30.2025

  • Month Over Month: 0.3% - 9.30.2025

Did You Know?

Sift Stack Flashback: “The Day The Federal Reserve System Act Passed”

On December 22nd, 1913, the Federal Reserve System Act passed the U.S. House by a vote of 298-60, enabling the formation of the Federal Reserve as a central banking system.

Feel free send feedback or further input on the poll question to [email protected] or [email protected]. We would love to hear from you!